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    Ben Dyson explains how banks make 92% of their investments in non-productive businesses, like speculative property bubbles, which has led to the massive unemployment that we see and repetitive boom and bust cycles.

    Dyson gives clear answers to 3 Key Questions:

    1) Who creates money?

    2) How much money do they create?

    3) What do they do with the money they create?

    He shares some very interesting and profoundly important facts and shows how far the reality of banking is away from the text-book model of banking and which major implications the current system has on our lives.

    How do banks create money out of nothing? How do they create money as debt? Has money been privatized?

    We recommend it as an educational tool and encourage the widest distribution and use by all groups concerned with the present unsustainable monetary system.

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